Jessica Liu Insurance Blog

When Should You Buy Life Insurance?

“Age is nothing but a number”. If you’ve ever heard this phrase before, it is partially true. Yes, age is nothing but a number, but as that number gets higher the chances of death increases. There are many different ways that a person can pass away and everything in this world can be a cause of death. So when should you buy life insurance? Now? In 5 years? When you have a stable job? The answer is the earliest convenience.

Image result for life insurance

Things to consider

  • Do you know what will happen in the next 5 years?
  • Can you afford to pay around $20/month for 10 years to get covered $250,000?
  • Do you have children?
  • Are you expecting to have children?
  • Are you still young?

If you answered most of these questions above with something close to a yes, then you probably should research about life insurance. The best time to buy life insurance is when you are young because it is cheaper. If you are not young, the right time to buy life insurance is as soon as possible. No one can predict what will happen to you and life insurance is a metaphorical safety net. If something were to happen, your immediate family would receive a sum of money. The money received can help with ongoing debt, funerals, and other money issues. Although money does not solve deaths, it will definitely make you feel better, leaving behind something that can help out.

Images from Google

Contributor: Andrew


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This entry was posted on August 27, 2016 by in Uncategorized.
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